Hull Damage, Liability, And More: Understanding The Different Types Of Aviation Insurance Claims

1. HULL INSURANCE CLAIMS: PROTECTING YOUR AIRCRAFT

Hull insurance covers physical damage to an aircraft, whether it occurs on the ground or in flight. It includes:

• Damage from accidents, collisions, or weather-related incidents.
• Partial or total loss of the aircraft.
• Repairs due to vandalism or unforeseen events.

However, insurers often deny hull insurance claims by arguing that the damage was due to pilot negligence or maintenance issues. If your hull insurance claim has been denied unfairly, our legal team can challenge the insurer’s decision and demand rightful compensation. Learn more about how hull insurance works to better understand your coverage.

2. LIABILITY CLAIMS: COVERING THIRD-PARTY DAMAGES

Aviation liability insurance covers bodily injury, property damage, and legal costs if an aircraft accident harms passengers, employees, or third parties. These claims typically arise from:

• Passenger injuries during a flight or while boarding.
• Damage to airport property, vehicles, or other aircraft.
• Legal fees if an accident leads to lawsuits.

Insurers frequently limit liability payouts or dispute the extent of the damage. Without legal representation, aircraft owners often settle for less than they deserve. If your liability claim is being undervalued or delayed, our attorneys can negotiate for full coverage and ensure your legal rights are protected.

3. IN-FLIGHT DAMAGE CLAIMS: MID-AIR RISKS AND INCIDENTS

In-flight damage coverage applies to aircraft incidents that occur during takeoff, flight, and landing. Common claim scenarios include:

• Bird strikes cause engine or fuselage damage.
• Turbulence-related injuries affecting passengers or crew.
• System malfunctions lead to emergency landings.

Many in-flight damage claims are wrongfully denied under vague policy exclusions. If your insurer refuses to cover an in-flight incident, our legal team will fight to hold them accountable. Check out aviation risk management practices to see how these claims impact aviation safety.

4. HANGAR AND STORAGE DAMAGE CLAIMS

Hangar and storage damage insurance protects aircraft from damage sustained while parked or under maintenance. Covered incidents include:

• Fire, flooding, and structural collapse of hangars.
• Accidental damage by ground crews or maintenance staff.
• Acts of vandalism while in storage.

These claims often face delays due to insurer investigations and disputes over liability. Aircraft owners must be prepared to contest unfair denials, and having experienced legal counsel is key to securing full compensation. Contact our Expert Aviation Insurance Claims Attorney today!