Understanding Cyber Liability Insurance Essentials
In today’s digital age, the threat of cyber attacks is more prevalent than ever. With businesses of all sizes relying on technology and data, the risks associated with cyber threats have grown exponentially. As digital infrastructures become more integral to daily operations, the potential for cyber incidents that could disrupt business continuity increases. This is […]
Does Your Cyber Policy Actually Cover Social Engineering Fraud?
You’ve got a cybersecurity protocol. You’ve got a cyber insurance policy. And yet, one cleverly crafted email from a “vendor” leads to a six-figure wire transfer that vanishes into a scammer’s account. Your business did everything right—except for one thing: your cyber policy doesn’t cover social engineering fraud. If that sounds familiar, you’re not alone. […]
NIL Contracts And Minors: What Parents And Athletes Need To Know
The world of high school sports is changing fast, and it’s no longer just about college scholarships. Thanks to evolving Name, Image, and Likeness (NIL) laws, high school athletes in many states, including Florida, can now earn money from endorsements, sponsorships, and personal branding. But when minors are signing deals worth thousands—or even millions—of dollars, […]
Nursing Home Cybersecurity: Understanding Why Senior Facilities Are Prime Targets for Cyberattacks
Senior living facilities and nursing homes increasingly rely on sophisticated digital systems to manage everything from patient medical records to facility operations. But with digital convenience comes vulnerability. Cybercriminals know that nursing homes are prime targets for cyberattacks—and when that happens, recovering isn’t just about patching systems. It often involves filing a cyber insurance claim, […]
Why Cybersecurity Is Critical for Schools – and How It Protects Their Funding
In today’s digital age, Cybersecurity is no longer optional, especially for educational institutions. Schools are responsible for safeguarding vast quantities of sensitive data: student records, financial information, and health histories. When this data is compromised, it poses risks not only to privacy and safety but also to funding streams, reputation, and compliance with federal and […]
The Rise of Cybercrime and the Importance of Cyber Insurance
In today’s digital age, businesses of all sizes face an ever-increasing threat from cybercrime. From ransomware attacks and data breaches to business email compromise and denial-of-service attacks, the sophistication and frequency of these incidents are constantly evolving. The financial and reputational damage inflicted by cyberattacks can be devastating, leading many organizations to seek the protection […]
Federal Vs. State Insurance: Why Hurricane Helene Flood Damage Is Covered Under NFIP
When disaster strikes, like Hurricane Helene hitting Florida’s Gulf Coast, homeowners need to understand the distinction between federal flood insurance and state-regulated insurance policies. Many people are surprised to learn that flood damage, one of the most costly consequences of hurricanes, is not typically covered by standard homeowner’s insurance. Instead, flood damage falls under the […]
Flooding And Destruction: Hurricane Helene Strikes Fort Myers, Clearwater, And More
Hurricane Helene: flooding and destruction caused widespread devastation as it moved across Florida’s Gulf Coast. Cities like Fort Myers Beach, Steinhatchee, Clearwater, Apalachicola, and Panama City faced catastrophic damage from severe flooding and storm surges, leaving communities struggling to recover from the unprecedented impact. Elevate Legal Services, PLLC is a nationwide leader in federal flood insurance […]
What to Do When Your Insurance Company Denies Your Claim
Dealing with a denied insurance claim can be a frustrating and stressful experience. However, there are some steps you can take to appeal the decision and get the coverage you need. The first step is to review the denial letter carefully. Insurance companies must provide a reason for denying a claim, and this will be […]