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Federal Vs. State Insurance: Why Hurricane Helene Flood Damage Is Covered Under NFIP

Federal vs. State Insurance: Why Hurricane Helene Flood Damage Is Covered Under NFIP

When disaster strikes, like Hurricane Helene hitting Florida’s Gulf Coast, homeowners need to understand the distinction between federal flood insurance and state-regulated insurance policies. Many people are surprised to learn that flood damage, one of the most costly consequences of hurricanes, is not typically covered by standard homeowner’s insurance. Instead, flood damage falls under the […]

Flooding And Destruction: Hurricane Helene Strikes Fort Myers, Clearwater, And More

Flooding and Destruction: Hurricane Helene Strikes Fort Myers, Clearwater, and More

Hurricane Helene: flooding and destruction caused widespread devastation as it moved across Florida’s Gulf Coast. Cities like Fort Myers Beach, Steinhatchee, Clearwater, Apalachicola, and Panama City faced catastrophic damage from severe flooding and storm surges, leaving communities struggling to recover from the unprecedented impact. Elevate Legal Services, PLLC is a nationwide leader in federal flood insurance […]

What to Do When Your Insurance Company Denies Your Claim

Dealing with a denied insurance claim can be a frustrating and stressful experience. However, there are some steps you can take to appeal the decision and get the coverage you need. The first step is to review the denial letter carefully. Insurance companies must provide a reason for denying a claim, and this will be […]